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HOLIDAY NOTICE: All Franklin Savings Bank offices will be closing at noon on Tuesday, December 24th for Christmas Eve. And all Franklin Savings Bank offices will be closed on Wednesday, December 25th for Christmas. Online and Mobile banking services are available 24/7 so you can bank whenever you want, from wherever you are. Click here to learn more.

NOTICE: Due to inclement weather, all Franklin Savings Bank locations will be closed on Thursday, April 4th. Feel free to check back here, or on our Facebook and Instagram pages, for udpates. Our Online and Mobile Banking services are available 24/7 so you can bank anytime.

NOTICE: Beginning April 8th, our Central Street entrance at our Main Office in Franklin will be temporarily inaccessible. Our parking lot entrance and lobby will remain open. We invite you to use the ATM machine at our 933 Central Street, Franklin location. Or you may access cash from over 55,000 fee-free ATMs using the Allpoint Network. The Allpoint app is available for download in the Apple or Google Play Stores. https://www.fsbnh.bank/personal-banking/allpoint-atms/ 

Spring into Action with a Home Equity Loan

Warmer temperatures are right around the corner and now is the perfect time to spring into action with a home equity loan! You’ve worked hard for your home. Now let your home work hard for you. As a homeowner, you may have heard about home equity loans. With a home equity loan, you have the flexibility to tackle a variety of projects using the equity in your home. Whether you want to spruce up your home for spring, plan a vacation or consolidate debt, you can do it on your terms with help from Franklin Savings Bank.

 

What is a home equity loan?

A home equity loan is a loan secured by a subordinate mortgage on one’s primary residence. A traditional home equity loan provides lump-sum proceeds at the time the loan is closed.

 

Benefits of a home equity loan:

There are many benefits of getting a home equity loan through Franklin Savings Bank including:

  • Fixed interest rates
  • Fixed monthly payments
  • One lump-sum distribution at closing
  • Interest may be tax deductible*
  • Quick processing time
  • Variety of terms
  • Competitive rates

 

What are some examples of ways that you can use a home equity loan?

Whether it is one large project or multiple small projects, a home equity loan can allow you to:

  • Improve the energy efficiency of your home
  • Paint or install siding on the exterior of your home
  • Roof repair or replacement
  • Pay for education expenses
  • Take a well-deserved vacation
  • Remodel your kitchen
  • Pay off high-interest credit card debt

 

Ready to get started?

Our goal at Franklin Savings Bank is to make applying for a loan as simple as possible. FSB’s well-trained, professional, and dedicated staff love helping customers through the process. Contact our residential lending team today at 603.934.4445 or 1.800.483.4445 to schedule an in-office appointment or apply online today from the convenience of your home.

 

Find more tips and information from Franklin Savings Bank. Check out our FSBlog or follow us on Facebook or Twitter.

 

 

 

 

*Consult your qualified tax advisor for more information.

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