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HOLIDAY NOTICE: All Franklin Savings Bank offices will be closed on Thursday, November 28th for Thanksgiving. Online and Mobile banking services are available 24/7 so you can bank whenever you want, from wherever you are. Click here to learn more.

NOTICE: Due to inclement weather, all Franklin Savings Bank locations will be closed on Thursday, April 4th. Feel free to check back here, or on our Facebook and Instagram pages, for udpates. Our Online and Mobile Banking services are available 24/7 so you can bank anytime.

NOTICE: Beginning April 8th, our Central Street entrance at our Main Office in Franklin will be temporarily inaccessible. Our parking lot entrance and lobby will remain open. We invite you to use the ATM machine at our 933 Central Street, Franklin location. Or you may access cash from over 55,000 fee-free ATMs using the Allpoint Network. The Allpoint app is available for download in the Apple or Google Play Stores. https://www.fsbnh.bank/personal-banking/allpoint-atms/ 

Personal Banking

Consumer Loan Rates

Designed with you in mind.

Maximum Loan to Value (LTV) is 95% of the collateral balance.
Rate is 3% above the FSB Statement Savings or Certificate of Deposit (CD) earning rate.
Processing Fee of $55.


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Mileage / Type Model Year APR** Rate Max Term Down Payment Payment Example**
Up to 50,000 miles 2024-2023 8.039% 7.75% 48 Months At least 10% $244.31
Up to 50,000 miles 2024-2023 7.987% 7.75% 60 Months At least 10% $202.70
Up to 100,000 miles 2022-2021 8.237% 8.00% 60 Months At least 15% $203.90
Up to 100,000 miles 2020-2019 8.791% 8.50% 48 Months At least 20% $247.86
Up to 100,000 miles 2014-2018 11.384% 11.00% 36 Months At least 20% $329.21

 

**Annual Percentage Rate. Payment examples and APRs calculated on $10,000 loan amount with a $55.00 processing fee.

 


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Loan Amount APR* Rate Max Term Down Payment Payment Example
$2,500 17.926% 15.750% 24 Months N/A $125.59
$2,501 to $3,500 17.247% 15.750% 30 Months N/A $124.64
$3,501 to $5,000 16.659% 15.750% 36 Months N/A $151.78

* Annual Percentage Rate. Payment examples and APRs calculated at loan amount shown or mid-range loan amount of tier at the maximum term with a $55 Processing Fee.


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Mileage / Type Model Year APR** Rate Max Term Down Payment Payment Example**
Up to 100,000 miles New 9.635% 9.500% 120 Months At least 20% $130.14
Up to 100,000 miles 2014-2023 9.886% 9.750% 120 Months At least 25% $131.52

**Annual Percentage Rate. Payment examples and APRs calculated on $10,000 loan amount with a $55.00 processing fee.


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Mileage / Type Model Year APR** Rate Max Term Down Payment Payment Example**
Up to 100,000 miles New 10.195% 9.90% 48 Months At least 20% $256.80
Up to 100,000 miles 2014-2023 10.878% 10.50% 36 Months At least 25% $329.77

**Annual Percentage Rate. Payment examples and APRs calculated on $10,000 loan amount with a $55.00 processing fee.


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Notes Loan Amount APR* Rate Max Term Payment Example*
No Down Payment $5,000 to $10,000 8.568% 8.250% 60 Months $153.50

*Annual Percentage Rate. Payment examples and APRs calculated on mid-range loan amount with a $55.00 processing fee.


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Mortgages & Loans

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